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 Having trouble obtaining Life Insurance
because of health problems?
Alternative* is a permanent whole life
insurance plan for people aged between 6 month to 80 who have
difficulty obtaining insurance for health or other reasons.
*No medical exam required, or health questions asked.
Fast & Easy
No medical examinations
No blood test
No x-rays
No electrocardiograms
Premiums
Male and Female rates
Minimum & Maximum Premium
$5,000 minimum - $35,000 maximum .
If death, other than accidental occurs within the first two (2) years the contract is in force,
the benefit paid will be limited to the premiums paid plus 10 % interest.
| Payable for a reduced period according to the age at issue: |
Payment Period: |
| Issue Ages |
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Issue Ages |
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| 6 months- age 65 |
First 2 year |
110% premiums paid |
20 years |
$35,000 |
| 66-74 |
First 2 year |
110% premiums paid |
up to 85 years of age |
$35,000 |
| 75-85 years of age |
First 2 year |
110% premiums paid |
10 years |
$35,000 |
Death Benefits - (Accidental)
There is no waiting period. In case of accidental death, the
benefits payable will be double the face amount.
Guaranteed Face Amount and Premiums
The face amount and the premiums are guaranteed and will never increase.
Guaranteed Cash Surrender Values
and Reduced Paid-up Values
This policy generates cash surrender values and reduced paid-up values. 
Privacy Pledge:
We will not share or sell your information to anyone.
Fill in the following form to receive your free quote. All fields are required to process the form.
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